Sally A. Clements

Of Counsel

(973) 631-6058
350 Mount Kemble Avenue
P.O. Box 1917
Morristown, NJ 07962

Sally Clements is Of Counsel to the firm and a member of the Insurance and Reinsurance Services Group. 

Sally’s practice focuses on the representation of domestic and international insurers and reinsurers in litigated and non-litigated matters.

Sally served as judicial clerk to the Honorable Robert F. Mahon, Hunterdon County, New Jersey, for the 1992-1993 Term.

Sally draws on her Master in Business Administration degree and corporate background to provide sophisticated advice to the firm's clients in the resolution of complex coverage and business disputes.


  • Sally has litigation experience as a coverage and defense litigator as well as corporate experience as a claims professional managing declaratory actions and major claims for Crum & Forster. 
  • Sally represents the interests of insurers and reinsurers in disputes relating to financial institutions, director & officer disputes, professional liability, asbestos and environmental claims.  She has represented European insurers in oversight of securities actions and in asbestos coverage actions litigated in both the U.S. and England. 
  • Sally represented U.S. and European insurers in the resolution of litigated and non-litigated claims involving D&O policies, Bankers Professional Liability policies, Product Recall policies, Employment Benefits Liability coverage, underground storage tank policies and CGL policies for asbestos and environmental contamination claims. 
  • Sally has extensive experience modeling loss allocations, and preparing exposure analyses and projections of indemnity and defense costs for the firm’s U.S. and international insurer clients both in the context of litigation and in claims resolution.  


Publications and Presentations

“Has the Second Circuit Mandated a Rubber Stamp Approval System for SEC Consent Decrees?”  Coughlin Duffy LLP E-Alert: June 4, 2014. Co-authored with Suzanne Midlige 

“Total Recall – Current Coverage Issues in Product Recall Claims,” Munich, Germany, 2013.  Co-authored with Suzanne Midlige and Kevin T. Coughlin

“Financial and Securities Litigation Update: Trending, Scandals and More,” Munich, Germany, 2012.  Co-authored with Suzanne Midlige 

“Developments in Cyber Liability Claims:  How Strong is Your Coverage Firewall?” Munich, Germany, 2011. Co-authored with Kevin T. Coughlin

“U.S. Supreme Court Overturns the Largest Class Action Certification in the Wal-Mart Sex Bias Action.” Coughlin Duffy LLP E-Alert: June 21, 2011. Co-authored with Kevin T. Coughlin

“New York Finds JPMorgan Chase Settlements Preclude $95 Million in Claimed Excess Insurance Coverage” Coughlin Duffy LLP E-Alert: June 15, 2011. Co-authored with Robert J. Kelly 

“Developments and Trends in U.S. Securities and Class Action Litigation,” Munich, Germany, 2010. Co-authored with Suzanne Midlige

“Bailouts and Fallouts:  One Year Later,” Munich, Germany, 2009, Co-authored with Kevin T. Coughlin and Suzanne Cocco Midlige.

 “Implication of Aggregation in Insurance and Reinsurance Disputes,” June 2009. Presented with Suzanne Midlige

Awards and Honors

Sally serves as Legislative Alliance Coordinator and Executive Board Member for the Immaculate Conception School (Annandale) Home and School Association (2011-present)